Home insurance protects your home and your family.

Every home is different. Consider home insurance that’s unique to you.

Get the insurance your home needs.

Your home is the center of your life. It’s also your biggest investment. That’s where home insurance comes in, covering the unique risks you face. We’ll help you find a policy that protects you from the small and large risks related to owning a home. Because it’s more than just a house, it’s your home.

What are the risks your home faces?

Imagine if your house caught on fire. Not only would you lose your home, but you’d also be burdened financially and emotionally. Without adequate home insurance, you would be left with no way of raising the funds to pay off the balance of the mortgage. That’s why it’s important to have a homeowners insurance policy that covers your risks and fits your needs. It may also protect you from more common things like pipe leaks and property damage. Even small issues can add up, and having coverage helps you protect your biggest investment.

In Florida, it’s essential to understand the nuances of your home insurance policy, especially when it comes to specific structures like screened pool enclosures. Typically, these enclosures are not covered under the standard home insurance policy and may require additional coverage. When reviewing your policy, you’ll also notice different deductibles for different types of perils. For instance, “all perils” deductibles apply to most types of damage, while hurricane deductibles are specifically for storm-related incidents and are often calculated as a percentage of your home’s insured value. Additionally, a 4-point inspection, which evaluates the condition of your HVAC, electrical, plumbing, and roofing systems, is crucial for securing the best insurance rates and ensuring your home meets safety standards. Conducting this inspection can provide peace of mind and potentially lower your premiums.

Is your home protected?

Does your current home insurance cover your needs? Chances are, it doesn’t. We’ll work with you to determine the risks your home faces and help you find customized coverage to fit your specific needs. Because whether you live in a one-story house or a mansion, it’s the place you call home. And your home deserves to be covered with insurance that’s more than the bare minimum.

Are you looking for home insurance to protect your biggest asset? Contact us to discuss homeowners coverage options for your needs.